Is It Cheaper to Cook at Home? We Broke Down the Costs of 5 Popular Meals

A long grocery store aisle filled with products with blurred labels. The perspective makes the aisle seem endless, symbolizing consumer choice.

A wide-angle view of a brightly lit, empty grocery store aisle with shelves stocked with generic, unbranded food products.

Building a Smart Store Strategy

A grocery store is not a neutral space. Its layout, from the placement of the milk in the back corner to the candy at the checkout, is designed to maximize your spending. A smart strategy helps you stick to your plan and budget.

You’ve probably heard the advice to “shop the perimeter” of the store, where fresh produce, meat, and dairy are typically located. While this isn’t bad advice, it’s an oversimplification. The center aisles contain some of the most budget-friendly and nutritious staples you can buy: canned beans, whole grains like oats and brown rice, lentils, canned tomatoes, and frozen fruits and vegetables. A balanced approach is best: build your cart with fresh items from the perimeter and cost-effective staples from the center.

Be aware of loss leaders. These are popular items, often advertised on the front page of the weekly circular, that the store sells at a very low price—sometimes even at a loss. Their goal is to lure you into the store, hoping you’ll do the rest of your shopping there at regular prices. Take advantage of loss leaders for things you actually need, but don’t let them trick you into overspending elsewhere. If your store is out of an advertised special, politely ask for a “rain check,” which is a voucher that lets you buy the item at the sale price once it’s back in stock.

Digital coupons and loyalty apps can be useful, but use them strategically. Instead of scrolling through hundreds of offers, search for items already on your list. This prevents the coupon from becoming an advertisement for something you didn’t need. For membership stores like Costco or Sam’s Club, the same principle applies. Their low-priced rotisserie chickens and hot dogs are famous loss leaders designed to create a sense of value while you fill your oversized cart.

The foundation of a smart strategy is a well-stocked pantry. This doesn’t mean having a basement full of canned goods. It means keeping a core list of versatile staples on hand. Think olive oil, onions, garlic, salt, pepper, a few key spices, flour, sugar, canned tomatoes, rice, pasta, and beans or lentils. When you have this base, you only need to buy a few fresh items each week to create a variety of meals. This is swap logic in action. If the plan was chicken stir-fry but chicken breasts are $7 a pound, you can easily swap in a can of chickpeas from the pantry for a fraction of the cost without a second trip to the store.

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