FAQs
Is budget billing from my utility company worth it?
For many people, especially those on a fixed income, budget billing (or level pay) is absolutely worth it. It smooths out the seasonal highs and lows of your energy bills into one predictable monthly payment. This prevents a surprise $200 electric bill in August from wrecking your budget. Keep in mind that it doesn’t reduce the total amount you pay over the year; it just makes the payments consistent. The utility will periodically review your usage and may adjust the monthly amount up or down to reflect your actual consumption.
Which home repairs might need a permit?
Generally, simple repairs like fixing a leaky faucet, changing a light fixture, or clearing a drain do not require a permit. However, more significant work usually does. This includes projects that alter your home’s structure (like moving a wall), major electrical work (like adding a new circuit or replacing your electrical panel), and major plumbing work (like moving pipes). Rules vary greatly by city and county, so always check with your local building department’s website before starting any major project. Working without a required permit can result in fines and problems when you try to sell your home.
How do I politely verify a senior discount?
The best approach is to be direct and courteous. A simple, “I was wondering if you offer a senior discount?” at the time of purchase is perfect. If they say yes, you can follow up with, “That’s wonderful, thank you. What are the details?” This gives them an opportunity to explain if it’s only on certain days or requires a loyalty card. Have your ID ready, but don’t present it unless asked. A friendly, no-pressure attitude is key. Most employees will be happy to help you save money.
What is the safest temperature for my water heater?
The U.S. Department of Energy, a great resource you can find at www.energy.gov, recommends a setting of 120°F for most households. This temperature is hot enough to prevent microbial growth while reducing the risk of scalding and saving energy. Many manufacturers set the default temperature at 140°F, which is unnecessarily high for most homes. Lowering it to 120°F provides a good balance of safety and efficiency. If you have a dishwasher without a booster heater or someone in your home has a suppressed immune system, you might consider a slightly higher temperature, but 120°F is the standard recommendation.
Do home energy monitors actually help save money?
Yes, they can be very effective tools. A home energy monitor shows you in real-time how much electricity your home is consuming. Seeing your usage spike when the air conditioner kicks on or when you use the oven can be a powerful motivator for behavioral change. It turns abstract energy usage into a concrete number you can act on. While the monitor itself doesn’t save money, the information it provides can empower you to make smarter choices, like turning off lights or running appliances during off-peak hours if your utility offers such rates. For more guidance on energy efficiency, you can always consult the experts at ENERGY STAR. Information on Social Security and retirement is also available from the Social Security Administration (SSA).
This article is for informational purposes only and does not constitute financial, legal, medical, or building-code advice. Utility rates, available rebates, and discount policies vary widely by region and provider; always verify details with official sources. When performing any DIY repairs, use appropriate safety gear. For any work that requires a permit, may involve electrical wiring, or is beyond your comfort level, please hire a licensed and insured professional.
