Cigarettes
An average smoker spends around $188 a month or $2,292 a year for a pack-a-day habit, according to the Centers for Disease Control. In the accumulation of serious health problems, daily smoking could factually stop you from saving enough to cover emergency expenses and even retirement.
At a return of 7%, for example, $188 a month invested over 20 years would grow to nearly $97,000.
Consider speaking to a doctor about how to overcome your addiction, and redirect your daily money spent on a pack of cigarettes into something worthwhile.
Another solution can be opting for e-cigarettes since they are less harmful than traditional cigarettes, contain fewer numbers and lower levels of toxic substances than traditional cigarettes and may help adults who smoke traditional cigarettes quit or reduce their smoking habit.
